Owning a car is a good idea for those living in the O’Fallon, MO area. When you have a car here, you will be able to get around the community and experience all that it has to offer much more efficiently. When you choose to buy a car, you need to have insurance. If you do not have insurance, you can face various potential consequences. 

Penalization

One consequence of not being insured properly is that you can face penalization. If you choose to drive a car and do not have insurance, you will be in violation of state law, which, at a minimum, requires you to carry a certain level of liability insurance. If you are caught driving without it, you can be fined or even lose your privilege to drive a car for a period of time. 

No Coverage

Another consequence of not having insurance is that you will not have coverage or support. If you are at fault in an accident, the cost to cover damage to your vehicle and the other driver can be significant. If you neglect to carry this insurance, you will not have any support and will have to cover all such costs out of your own financial resources. 

When buying a car in the O’Fallon, MO area, you also need to get the right insurance. When shopping for a new plan here, you can get all the guidance you need by contacting our team at the Senn Insurance Agency. We can answer any questions you have and help ensure you get into a plan that is right for your situation.