Home insurance is one of the most important things you ever buy for your home. It is more important than a new roof or an updated kitchen. Almost as important as the actual policy is the agent you choose to purchase your insurance from. Having a locally owned agent with an office you can walk into or an agent you know and trust gives you peace of mind you can’t find any other way. In O’Fallon, MO that is the Senn Insurance Agency.
When a covered hazard hits your home, whether it is a fire or a tornado, you may not have much of a home left to come back to. When you file your claim, replacing your physical building is the easier part. You have a value on your declaration page and that is what you have to rebuild. You also have a contents amount. With the contents, you need to provide some information about what you lost. That is where your home inventory comes in.
A home inventory provides the record you need to replace all the things you lost. It is a time-consuming process to record everything you own in every room of your home. But after a devastating loss, it makes the whole claims process so much easier. You can show your list, pictures, and receipts to prove exactly what your home was like before it was destroyed. Making your home inventory as detailed as possible helps make the whole process of collecting from your carrier a lot easier and less painful.
At the Senn Insurance Agency in O’Fallon, MO, we are here to offer you the benefit of our years of experience. As independent agents, our team can offer you a network of preferred carriers. Come into our office or give us a call for a no-hassle quote.