At Senn Insurance Agency, we’re here to assist consumers in O’Fallon, MO with meeting their life insurance needs. 

Unfortunately, consumers sometimes have misconceptions about life insurance. Here are four of the most common misconceptions out there about life insurance. 

Life insurance is not affordable for most consumers.

It would be best if you didn’t make any assumptions about how expensive life insurance is. It would be best to get quotes on life insurance policies to be accurately informed about how much it will cost you and your family to get life insurance coverage. 

The life insurance coverage that you get through your employer is adequate.

Many employers offer life insurance coverage to employees. However, it’s important to know that the coverage offered by employers is not always adequate for a family’s needs.

It might be essential for you to invest in added coverage that goes beyond what your employer offers if you want to ensure your family is financially secure. 

You can’t get life insurance if you have a chronic health condition.

While it might be harder to get life insurance if you have health issues, it’s not impossible. If you’re worried about health issues, shop around, and you should be able to find a no-medical exam policy that meets your needs. 

You don’t have to worry about missing one life insurance premium payment. 

It’s essential for you to make every life insurance premium payment on time. If you miss a payment, your policy could lapse, and your family could be without coverage. 

If you need life insurance, you can get a quote on a policy from Senn Insurance Agency. We’re here to help consumers in O’Fallon, MO when it comes to meeting their life insurance coverage needs.