Life insurance is not insurance that most people know a lot about. It is rarely talked about, and if you feel overwhelmed, don’t feel like you are alone because you have lots of company. One fact not disputed is when you are young and healthy, the rate you pay for life insurance will be at its lowest. Chances are, though, that this is also when your income is also at its lowest, and life insurance may not be high on your list of things to spend on. If you live in or near O’Fallon, MO, the Senn Insurance Agency has been providing insurance solutions for their customers for ten years, and as independent agents are able to find the best rates from some of the top carriers in the business.
Looking into life insurance should begin when you get your first full-time job. Your employer may offer it, and taking advantage is a good financial decision. This will get you off to a good start, and it will become part of your financial planning for the future.
When you buy a home or when you get married are both occasions when you may want to buy life insurance. You will have new liabilities, and you should make sure your life insurance reflects these changes in your life.
When you start a family, you may want to take a good look at the amount of life insurance you have and looking to the future of what you will need. Insurance can figure into your children’s college education expenses.
When you are ready to start putting together a life insurance plan, the team at Senn Insurance Agency in O’Fallon, MO will be there for you. Give us a call or stop by our office and let us help you to look at your needs today and into the future.