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124 Triad Center W,
O'Fallon, MO 63366

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Senn Insurance Agency Blog

Is Your Home Insurance Enough? What to Consider

Home insurance plays a vital role in rebuilding and repairing when a covered event damages your home. Home insurance may pay to fix a roof when a tree falls on your home or clean up the mess if a vandal damages your home’s siding.

While getting home insurance is an important first step, reviewing your policy regularly is also important. At Senn Insurance Agency, servicing O’Fallon, MO, we offer home insurance that covers a range of perils and help homeowners review their policies when the time comes. Below are some things to consider when deciding whether your home insurance is enough. 

When was the last time you reviewed your home insurance policy?

Home insurance should go through a review process every year. During the process, you should look at your coverage amount and determine whether it’s enough to replace or repair your house when damage occurs. It may have been enough when you got the policy, but building materials can go up in cost, as can home prices themselves. Reviewing your policy gives you a chance to rectify this problem. 

Have you made significant home improvements since you reviewed your policy?

Did you add a room to your home or increase your home’s square footage by finishing your basement? This is the kind of information you should consider when you’re reviewing your home’s insurance policy. 

Contact your insurance agent to review your policy today. 

If you’re unsure whether your home insurance coverage is adequate, the professionals at Senn Insurance Agency servicing O’Fallon, MO, can help. We can review your policy and recommend updates to ensure that you have sufficient coverage to protect your home.